Which is the best credit card for a college student?

I am planning on getting a student credit card before i go to school in the fall and I cannon decide which would be the best for me. I have it narrowed down to 3 cards...





1. Citi mtvU Platinum Visa for College students


2. Citi Forward Student Card


3. Discover Student Card





Please help me decide|||I Totally denounce the anti-credit card for college kids. A checking account will not sufficiently boost credit. While budgeting is great, I recommend mint.com.





IF you are wise and use the card for only things like REAL needs, e.g. gas, food, etc., you can get a ticket on the capitalism bus early.





Some rules:





Low Rates, Rewards, NO ANNUAL FEE!





Pay IN FULL every month from your checking and/or savings account. The web makes it SO easy to manage money/pay bills.





Do not exceed 35-40% of available credit for more than one billing cycle preferably never.





If you can do that with one, then apply for three and NEVER EVER close them. That shows a lengthy credit history.





DO NOT fall for retail % discount gimmicks. EVERY time you aplly for a credit card, your FICO score goes down.|||When you're deciding between these three, you should look at the interest rates for each. Have you thought about getting a pre-paid card which isn't attached to your bank account (so that if you lose your card in the laundry room at the dorm, or at the Frat house, you don't have to worry about some student getting into your account?) Also, there aren't interest rates applied to them (sometimes different fees here and there, though).





For college, it's a good idea because you'll definitely have other expenses that you'll want to save your money for -- instead of wasting it on overdraft fees. For some good advice on managing finances, budgeting and building credit, check out this group of articles written for college students, mostly by college students who have gone through the process: http://www.unigo.com/articles/beyond_tui鈥?/a>





oh, and make sure the stores on campus accept your credit card... Your university might even have a deal with a specific or local bank that gives you an even better deal for buying things on campus.|||I have both #1 %26amp; #2. Why Settle for just one? If you have fairly new or non-existent credit history I would go with the mtvU since as a student card it is easier to get accepted to. They both have the exact same perks, 5 thank you points for books, movies, restaurants, etc.





I know you can get $100 in giftcards just for signing up for the Forward though through here: http://www.offers.com/citi/forward-r/ Which might make that one more appealing.





Pay your bill in full every month and you can ignore and interest amounts. Also Visa/MC are more accepted than Discover.|||All three of those cards are great. I work in the credit card industry, and the Forward and mtvU are the best among college students. Look at a site called findcollegecards, they give a lot of great reviews from the students themselves.|||The best is no card, install your budget in a checking account and learn to budget. The credit card allows you to overspend with nothing but your meager funds to make payments with thus lowering your monthly cash.|||I personally thing that Discover card is the best student card because it has low rates and they have no annual fees, check out www.fastcreditcardapprovals.com