Thursday, December 15, 2011

What would be a good started credit card?

Hi, I am just about 19 and I am looking to get a credit card, but I don't know what one to go with. I don't plan on using it like crazy and I don't have the intention of paying it off for years, but at the same time, I don't want to take the chance and have a high intrest rate incase something comes up. Does anyone know of a good starter credit card?|||Capital One is the best!|||My first credit card was Capital One. They start you off with a $300 limit, then your credit line will go up if you pay your bill on time and in full within three months. (Good deal.)|||It can be hard trying to get a credit card from anywhere when you are first trying to establish credit. I would try a department store, like Belk's, Dilliards, or Heichts.


And of course, Capitol One would be a good one to try also.


You can try others, like the ones for people with no credit-but their interest rate is higher.|||The MOST important thing you can do is the payoff your credit card every single month to a zero balance, if you are unable to do this, DO NOT!!!!! get a credit card! That is the whole point of a credit card and the reason you use it to build up your credit. It is much better to use your credit card to only buy gas for example and pay it off every month so that you can build your credit score. Having good credit in the first place is what gets you lower interest rates!! Capitol One has a great "starter" credit card inwhich the most they give you is like a 300.00 credit limit and they see how responsibly you use it from there before they give you more credit. But any credit card you use that advertises a zero percent interest rate will be the best...just remember those don't last forever and they usually jump up to 20% interest rate after a set amount of time!|||Capitol One is a good starter credit card! I would try them and you can choose your limit so you don't over extend yourself!|||Capital One - Orchicd bank - Student CITi cards 0 high%%% though|||Orchard Bank...can get it online.|||go to your bank and get one from them. That will also help if you have a credit card with them at a later date possibly getting a loan with them too,.|||VISA,mastercard,and some more|||Visa with a low credit line. Start with small purchases and pay your bill off completely each statement. Do not just pay the minimum amount. After a year or so you credit line will go up and so will your credit.|||Capital One.|||Try creditcard.com, very good stuff

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